Payment Gateway Integration

Online payments are where small technical mistakes become real money problems: orders marked unpaid that were paid, double charges, webhooks that silently fail. We integrate payment gateways properly — so you can accept online payments in South Africa and beyond without babysitting the system.

What we build

End-to-end payment integration on your website or app:

• Gateway account setup and verification — we handle the paperwork-heavy onboarding with the provider
• PayFast integration for South African businesses, Paystack for the rest of Africa, Stripe for international customers, and Polar.sh for SaaS subscriptions and digital products
• Checkout flows for once-off payments, deposits, subscriptions, or in-app wallets
• Webhook setup, so your system updates automatically when a payment succeeds or fails — no manual checking of dashboards
• Test and live mode configuration, with real test transactions run before launch

We've shipped payment systems across the spectrum: e-commerce checkouts, booking deposits, in-app wallets with stored payment methods, and invoice payment links with automatic reconciliation.

How it works

First we understand what you're charging for and where your customers are — that determines the right gateway, and gateway fees differ enough to matter. We'll tell you what each option costs per transaction before you decide.

Then we integrate, test thoroughly in sandbox mode, run live test transactions, and only then switch on real payments. The webhook layer — the part most integrations skimp on — gets particular attention, because that's what keeps your records matching your bank account. Most integrations are done within days on an existing site; payments built into a new platform are scoped as part of that project.

You pay a one-time integration fee. The gateway account, the keys, and the money flow are entirely yours; we never sit between you and your revenue.

Why x Create

Payment integration is unforgiving, and we've done it at production scale — including wallet systems, payment-before-booking flows, and automated payment reconciliation in our own agency systems. See our work for platforms where payments run daily.

Because we build full systems, your payments don't end at the checkout button: paid invoices can update your records, trigger confirmation emails, and feed your reporting automatically.

We build. You grow.